Jonathan Edewards

Could Consumers Actually Benefit from the Silver Surcharge?

Silver 70 plans through Covered California are being surcharged. How to avoid the surcharge. There are several methods. First, do you even need to avoid it? Covered California plans that are being substantially subsidized with an Advance Premium Tax Credit… Read More

Anthem Blue Cross discontinues Individual Health Insurance plans in Southern California, as Trump administration destabilizes markets

Some California consumers received an email in August from Anthem Blue Cross, announcing that Anthem will discontinue their health insurance plans starting in January . Persons living in Southern California with individual coverage* through Anthem Blue Cross will… Read More

“Small Group” Health Insurance – why rates are increasing, and the difference between “Grandmothered” or “Grandfathered” plans vs the new “ACA” plans

January 2016: No more “grandmothered” health insurance plans, and now any employer with 1 to 100 employees is considered a “small group.” Employers who have more than 50 employees* are now required to provide health insurance, or face… Read More

How much is the penalty for not buying Health Insurance?

Starting January 1, 2014, most consumers must have health insurance. This may be through your employer, coverage you buy for yourself, Medicare, or Medi-Cal. Consumers who don’t have health insurance may have to pay a penalty called a… Read More