Jonathan Edewards

“Small Group” Health Insurance – why rates are increasing, and the difference between “Grandmothered” or “Grandfathered” plans vs the new “ACA” plans

January 2016: No more “grandmothered” health insurance plans, and now any employer with 1 to 100 employees is considered a “small group.” Employers who have more than 50 employees* are now required to provide health insurance, or face… Read More

Open Enrollment for Health Insurance begins again on November 15th

Covered California urges consumers to find a local insurance agent. Agents can help their clients decide if it’s best to renew their current plan or switch to a new one. Rates and Doctor Networks are changing.  Give me… Read More

How much is the penalty for not buying Health Insurance?

Starting January 1, 2014, most consumers must have health insurance. This may be through your employer, coverage you buy for yourself, Medicare, or Medi-Cal. Consumers who don’t have health insurance may have to pay a penalty called a… Read More